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Only First-Time Buyers Should Get Mortgage Interest Deduction, UI Says

Urban Institute proposes changing the tax code, but will policymakers and trade groups go for it?

Apr 04, 2025
Seniors Face Their Own Housing Woes

Older Americans face 'combined crisis of housing affordability, accessibility, and availability'

Mar 24, 2025
Job Cuts Will ‘Hobble’ Housing Finance

Reducing FHA and Ginnie Mae staff won't help housing costs, according to an Urban Institute study

Only Half Of FHA Borrowers Eligible For DPA Receive It

Down payment assistance programs remain underutilized, despite high eligibility among government borrowers

Jan 07, 2025
New Research On AI in Mortgage Finance Identifies Three Areas Of Racial Concerns

FHLBank San Francisco and Urban Institute issue recommendations for pursuing equitable outcomes.

Nov 07, 2023
New Capital Framework May Increase Risk In U.S. Mortgage Market

Federal banking regulators propose changes that could squeeze IMBs and push larger banks out of the mortgage market.

Sep 25, 2023