September 2022

Making Loans More Equitable

Historically, the housing industry has not been color blind. Fannie Mae and Freddie Mac are tackling the issue with more green for black homeowners. Mortgage Banker also explores who’s in the market, as well as other important news you need to know.

A black couple standing together in their home.
Cover Story
Equitable Housing Plan Focuses On Green For Black Homeowners

Fannie and Freddie see direct assistance as a path to decreasing disparities.

Analysis and Data
Steve Goode
Wrinkled hands hold a sign reading ¿HABLAS ESPAÑOL?
Maxwell Aims To Extend An Arm To Hispanic Buyers

New point of sales platform makes mortgage process automatically bilingual.

Tech
Sarah Wolak
A woman and her mother smile while using a smartphone.
Study Finds Nonbanks Better At Happy Mortgage Customers

Effect on minority communities better than traditional banks, too.

Analysis and Data
Mortgage Banker Magazine
The Story Of Your Success
Subscribe to the nation’s most important mortgage magazines.
A man views a screen with lines charting downwards.
IMBs Report Losses In The Second Quarter of 2022

Only 57% of mortgage bankers were profitable, MBA survey finds

Analysis and Data
Mortgage Banker Magazine
Rocks balance on a beam
The Correspondent Channel vs. The Agencies

Important to weigh your decision before picking your buyer.

Correspondent
Rob Chrisman
Stormy ocean water crashes on rocks
Mortgage Interest Rate Increase Requires A Reevaluation Of Loss Mitigation Techniques

The first rising-interest-rate environment in 40 years requires creative solutions.

C-Suite Strategies
Ted W. Tozer
A silhouetted man, fist to chin in preponderance.
Who Is Still Buying In Today’s Market?

Only 20% of survey respondents in June felt that it was a good time to buy a home.

Analysis and Data
Sarah Wolak
A question mark made of dollar bills.
Understanding Inflation And Residential Mortgage Exposure

An examination of the useful tools for minimizing risk.

Analysis and Data
Sarah Wolak
A hand inserts a clock into a piggy bank like a coin – spending time.
How To Spend More Time On What Matters For Your Business

Make your own schedule before someone does it for you.

C-Suite Strategies
Nir Bashan
Mortgage Banker

Mortgage Banker magazine is where mortgage company leaders turn for strategies and insight that fuel their financial decisions.