Bank On Borrowers, Not Rate Predictions

Chasing rate forecasts wastes resources better spent on cold, hard business

Industry News
Mortgage Lock Volume Drops as Rates Stabilize

Stability comes as market prepares for 2025

Analysis and Data
Dec 11, 2024
Nationwide Foreclosure Filings Ease During Holiday Season

Even so, foreclosure activity remains relatively high in Florida, Nevada, and Connecticut, ATTOM reports.

Analysis and Data
Dec 11, 2024
Rising Inflation Unlikely To Derail December Fed Cut

But, three consecutive months of rising consumer prices flash a warning signal for 2025

Analysis and Data
Dec 11, 2024
Rocket Sees ‘Green Shoots’ In Mortgage Market, But How Many?

At the Goldman Sachs conference, Rocket's CFO says it’s got largest pipeline of people wanting to buy homes

C-Suite Strategies
Wholesale
Dec 11, 2024
When It Comes To MSRs, Hold On Tight!

If every penny counts, pricing loans accurately makes and breaks profitability

Analysis and Data
Dec 10, 2024
Parallel Interest
Mortgage Banker
Traditional Mortgages Won’t Exist By 2035

Build a boat or learn to swim — a wave of 3rd-generation housing technology is crashing over the industry

Operations
Dec 10, 2024
Traditional Mortgages Won't Exist By 2035
Mortgage Banker
Remember Your Marketing Department?

Rate cuts signal opportunity in 2025. Your LOs — and clients — should hear it from YOU

C-Suite Strategies
Dec 10, 2024
The Federal Reserve finally reduced interest rates in mid-September by half a percentage point. Because this easing in borrowing costs was already priced into mortgage interest rates, no big changes occurred during the immediate aftermath. But, the rate drop sent ripples through the housing industry — consumers are beginning to wake up. When consumers rise, the housing economy will come back to life. The pace of existing-home sales lingered near historic lows through the third qu
Mortgage Banker