Texas housing entered 2026 on softer footing, with sales down 8% year-over-year, inventory climbing above balanced-market norms, and price pressures emerging across several major metros despite steady statewide median values
Texas will require mortgage lenders and servicers engaging in third-party processing or underwriting to file expanded state-specific data with their quarterly NMLS Mortgage Call Reports beginning in Q1 2026
Texas-based firm adds industry veteran Kimberly Friesenhahn to strengthen client relationships and expand its national footprint among residential mortgage lenders
The GAO has reported on the CFPB’s 2025 restructuring efforts, detailing workforce cuts, halted enforcement actions, funding reductions, and ongoing litigation that could shape the agency’s ability to fulfill its statutory mission
PennyMac’s $172.5 million acquisition of Cenlar’s subservicing business will add $740 billion in UPB and roughly two million loans
How AI-native infrastructure and amplified human expertise are redefining how modern mortgage lending works
Automation adoption is up, but cost per loan isn’t coming down. Here’s why hidden work, rechecking, and black-box AI are holding lenders back, and what actually changes the math
Homebuyers still need to earn about $35,000 more than renters to afford a median-priced home, but easing mortgage rates, slower price growth and rising wages have narrowed the affordability gap to its smallest level in three years