Housing Costs Keep Climbing, Squeezing Both Buyers And Renters
Even as rates ease, latest ACS data show typical owner costs outpacing income gains and tightening DTIs
Tech Innovations Simplifying Mortgage Lending
Why integrating existing tech is the key to faster, cheaper closings
Racial Gaps In Mortgage Denials Persist Despite Industry Progress
Applications analysis reveals systemic disparities in lending — here’s how the industry should respond
Black Homeownership Rate At Lowest Level In Nearly Four Years
Rate falls about 3.1% YoY in largest drop since 3Q 2021, report finds
‘Great Credit Score War’ Heats Up
Study finds VantageScore 4.0’s edges over Classic FICO ‘overstated’ or incorrect; VantageScore brushes findings aside
Pennymac Installs Vesta LOS
Announces strategic equity stake, deployment of Vesta’s cloud-native LOS
Refis Mount As Non-QM Climbs To Nearly Six Times Its Share In 2020
Refinances rose to 26% of originations last month, though purchase activity is beginning typical seasonal decline