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Garg proposes human engagement as a fallback and production costs below $1,000 per mortgage, while blaming the board fight for lost momentum

The affordability plan proposes single-file credit reports for borrowers with scores above 700, reduced GSE pricing charges, and a streamlined refinance option

Originators relying solely on agency loans risk losing borrowers who need alternative income options or access to home equity

Both lenders point to financial strength and continued investment in broker partnerships amid rising rates, even while Non-QM production grows

The six-capability suite combines eligibility checks, guideline answers, and underwriting follow-up inside nCino’s point of sale

September’s inflation pickup puts recent rate improvements at risk, potentially eroding affordability gains from lower home prices and seller concessions

J.D. Power finds banks outperform servicers even among equally familiar users, while easy account access and payment history are tied to a 39-percentage-point difference in willingness to keep using an app

Redfin reports a record seller surplus and the highest contract cancellation share since early 2020, leaving loan officers with fewer purchase opportunities despite buyers’ growing negotiating power

The promotions elevate leaders in residential mortgage finance and capital formation

NAR reports September’s sales pace remained below 4 million, while more inventory gave buyers negotiating room and higher rates weighed on the outlook for demand