Snapdocs has announced a partnership with MeridianLink’s cloud-based loan origination system (LOS) that enables lenders to originate and close home equity lines of credit (HELOCs) and home equity loans (HELOANs) entirely within MeridianLink Consumer. This represents the first direct digital closing integration in the MeridianLink platform and is designed to automate manual tasks, improve accuracy, reduce operational friction, and enhance the borrower experience.
Under the new integration, lenders can initiate and complete closings — including hybrid, eNote, and fully digital transactions using remote online notarization (RON) — without leaving the MeridianLink environment. Once signed, closing documents automatically flow back into MeridianLink Consumer, driving workflow consistency and shortening cycle times. The unified process is intended to lower costs and improve efficiency for financial institutions across the home equity lending lifecycle.
“As homeowners tap into record levels of equity, home equity loans have become a core growth and retention strategy for many lenders,” said Camelia Martin, vice president of eMortgage strategy & industry affairs at Snapdocs. “This increased demand gives lenders an opportunity to realize the operational advantages of digitizing home equity closings, while delivering the seamless experience today’s consumers expect. Connecting Snapdocs with MeridianLink Consumer positions lenders to meet the growing demand for home equity lending while improving efficiency.”
America First Credit Union is among the early adopters of the integrated solution, reporting that it has digitized 100% of its home equity closings and achieved a perfect member Net Promoter Score (NPS) of 100. The credit union highlighted significantly faster closings and an improved experience for both members and staff.
“MeridianLink Consumer was built to help lenders originate faster and smarter,” said Wes Zauner, vice president, product management at MeridianLink. “Our partnership with Snapdocs embeds best-in-class digital closing directly within the MeridianLink One platform, giving lenders a unified, end-to-end home equity workflow that reduces friction, strengthens compliance, and improves borrower satisfaction.”
