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PennyMac’s $172.5 million acquisition of Cenlar’s subservicing business will add $740 billion in UPB and roughly two million loans

How AI-native infrastructure and amplified human expertise are redefining how modern mortgage lending works

Automation adoption is up, but cost per loan isn’t coming down. Here’s why hidden work, rechecking, and black-box AI are holding lenders back, and what actually changes the math

Homebuyers still need to earn about $35,000 more than renters to afford a median-priced home, but easing mortgage rates, slower price growth and rising wages have narrowed the affordability gap to its smallest level in three years

A new LendingTree analysis of American Community Survey data finds Black homeownership significantly trails white households across the 50 largest U.S. metros, reflecting persistent income, credit, and housing value disparities

Sellers age 70 and older net significantly lower home-sale returns — losing about $20,000 on a $400,000 property — due to poorer upkeep and a higher likelihood of off-MLS and investor-driven transactions, Boston College researchers find

Planet Home Lending is expanding its presence with the addition of two veteran regional sales managers to drive loan officer recruitment, partnership growth, and specialized lending in key urban markets

Household debt climbed in Q4 2025 as mortgage balances and delinquencies edged higher, highlighting emerging credit stress and renewed second-lien opportunity for originators heading into 2026

Zonda data shows new-home lot supply easing to “slightly undersupplied,” as builders pull back on starts, with gains across most major markets despite persistent regional tightness and pockets of oversupply