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Coming Up:
Qualify More Borrowers with Kind’s Non-QM Asset Depletion Advantage
Webinar
Jun 17, 2026
1:00 pm ET / 10:00 am PT
FICO 10T Tops VantageScore 4.0 In New Mortgage Study

Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption

Analysis and Data
Closing Costs Stay Near 1% Nationally As State-Level Taxes Drive Variability

Purchase mortgage report shows transfer taxes account for the largest share of cost differences across markets

Analysis and Data
Why Retail Won Cash-Out Refinances In 2025

Six steps loan officers can take to uncover hidden opportunities and win more cash-out refinance business

Analysis and Data
First American Launches AI Tool To Analyze Title Documents, Targeting Closing Delays

AgentNet Assist feature extracts and surfaces key data to streamline title review and reduce friction late in the mortgage process

Tech
Fed Shift Begins, Data Takes Over
Industry News
May 04, 2026
Master The Markets
Where Buyers Are Gaining Power In Today’s Housing Market

Bankrate index highlights shifting leverage, rising inventory, and regional splits

Analysis and Data
Two Harbors Stands By CrossCountry Deal Amid Competing UWM $12 Bid

Board cites “certain value,” challenges stock structure, timeline, and execution risk in escalating MSR battle

C-Suite Strategies
AI Governance In Mortgage Banking: Moving From Policy Discussion To Regulatory Reality

As regulatory scrutiny intensifies, lenders must prove AI systems are transparent, compliant, and defensible across the mortgage lifecycle

Regulation and Compliance
TransUnion Flags ‘K-Shaped’ Credit Divide As Mortgage Delinquencies Climb, Refi Activity Surges

Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom

Analysis and Data
San Francisco Luxury Home Sales Rise 22%, Median Price Nears $7M

Faster deal timelines and declining inventory highlight growing split in housing demand

Analysis and Data
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FHAs Foreclosure Reckoning
Breaking Barriers
Beyond Barriers
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