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AI has made convincing financial documents easier to create, forcing lenders to look beyond appearance and verify the evidence behind the numbers
A practical look at where automation can help, where it needs guardrails, and why the last stretch of a mortgage file still depends on judgment
Veterans United survey finds 43% of military-affiliated prospective buyers plan to purchase within six months, compared with 22% of civilians
Overall delinquencies dipped in the second quarter, but FHA serious delinquencies jumped 227 basis points from a year earlier as more troubled loans moved toward foreclosure
Nearly 50 Matador originators will gain access to GoRascal’s newly completed 50-state platform as the Houston brokerage targets $1 billion in annual Texas production
As FHFA moves to give Federal Home Loan Banks more flexibility, the trade group is renewing its push to give qualified independent mortgage banks access to FHLBank membership and liquidity
One-third of consumers say they would consider switching lenders over older scoring models, making underwriting technology a potential borrower-retention issue
The next competitive advantage in lending is home equity. Sustainable growth requires tools purpose-built specifically for home equity.
Prices fell 2.9% in Austin but rose 6.4% in Chicago, showing weak purchase demand is producing local corrections rather than a national one
Shareholder approval clears a major hurdle as Real prepares to bring One Real Mortgage, Motto Mortgage, Wemlo, title, and more than 1 million annual consumer leads under one corporate umbrella