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The student loan pause allowed some young Americans to buy homes; with payments restarting, they could now face a harsh reality.

Allison Batts formerly served as managing VP of client delivery for Mr. Cooper Inc.

Credit remains near its tightest level in the past decade.

Annual appreciation projected to regain steam later this year.

Says Homeowner Assistance Fund made roughly $3.7B in payments to more than 318,000 financially distressed homeowners.

Company says increase may be a one-time thing due to high rates, low inventory.

Home prices hit record high in May; inventory, affordability plague buyers.

Home Purchase Sentiment Index stuck at relatively low level in June as supply and affordability issues linger.

Changes would authorize suspension of business with counterparties that commit misconduct.