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Freddie Mac: Mortgage Rates Inch Up

GSE's chief economist expects downward trend in 2023.

Analysis and Data
Pending Home Sales Hit Lowest Level Since At Least 2015

Redfin report finds that areas with the biggest pending sales declines were pandemic homebuying hotspots.

Analysis and Data
Ellington Financial Completes First Non-QM Loan Securitization Of 2023

EFI contributed about 85% of the loans, with the remainder contributed by a fund managed by Ellington Management Group L.L.C.

Non-QM
Investor Loans
Silvergate Capital Lays Off 40% Of Workforce

Layoffs announced after Silvergate Bank takes $8B hit related to failure of cryptocurrency trader FTX.

Operations
Jan 05, 2023
the interest
Is Rocket The Amazon Of The Mortgage Industry?

Does Rocket still see itself as a mortgage company, or something different?

Jan 05, 2023
NMP's The Principal
The Fed’s New Year’s Resolution: Stay The Course

Federal Bank of Minneapolis CEO offers thoughts on why Fed was wrong on inflation, and how to fix it.

Regulation and Compliance
Analysis and Data
Biden Signs New Law To Speed Or Waive Appraisals For VA Loans

The Improving Access to the VA Home Loan Benefit Act of 2022 was supported by the MBA.

Regulation and Compliance
Record Share Of Sellers Give Concessions To Buyers

'Buyers are asking sellers for things that were unheard of during the past few years.'

Analysis and Data
Jan 04, 2023
The Interest