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CEO says company is positioned to 'emerge even strong when the current down cycle ends.'

MBA says mortgage credit decreases even as rates are forecast to decline.

Company founder claims his removal as executive chairman was neither unanimous nor mutual.

Completed foreclosures see first year-over-year decrease.

The residential mortgage-backed certificates are supported by 796 loans with a balance of $330.37 million.

The ‘Lock & Drop' program offers a 1% rate reduction over the first year of a mortgage.

Lender says majority in survey cited high interest rates; offers new product to cover costs of refinancing.

The RMBS certificates are supported by 974 loans with a balance of approximately $364.84 million.