Lendmire is expanding its wholesale lender partnerships across long-term and short-term rental DSCR programs, betting that continued investor demand and rising Non-QM volume will keep the sector growing even as the broader housing market remains constrained by affordability pressures.
The company cited BatchData Investor Pulse Reports showing investors accounted for roughly 33% to 34% of U.S. single-family home purchases in recent 2025 data, marking a five-year high for investor activity.
Lendmire Founder and CEO Brandon Miller said the brokerage is positioning itself around what it sees as a longer-term structural shift toward investor-focused lending.
“We built Lendmire around DSCR financing because we believe the next decade of residential mortgage finance will be defined by individual investor lending,” Miller said.
The expanded lender network adds additional pricing tiers, qualification structures, and program options across single-family rentals, short-term rental properties, and small-balance multifamily deals, according to the company. Lendmire said its DSCR programs now support qualification methods including AirDNA-based projections for Airbnb and VRBO properties, traditional 1007 rent schedules for long-term rentals and commercial-style cash-flow analysis for multifamily investments.
DSCR Remains One Of Non-QM’s Fastest-Growing Segments
DSCR lending continues to take a larger share of the Non-QM market. Lendmire said industry data shows non-QM securitization activity reached record levels in 2025, with DSCR loans accounting for a significant share of issuance volume.
As traditional affordability pressures continue squeezing owner-occupant borrowers, more lenders and brokers have been leaning into investor-focused products where rental income — rather than W-2 income — drives qualification.
Lendmire also pointed to Cotality’s Q4 2025 Home Investor Report, which found investors were purchasing between 80,000 and 100,000 single-family homes per month late last year.
Miller argued that smaller investors, not large institutional buyers, are driving much of the activity.
“Small-scale investors owning between one and five properties hold 87% of the investor-owned single-family stock in the United States,” he said, adding that institutional investors with more than 1,000 properties have been net sellers for six straight quarters.
Specialized Brokerages Continue Emerging In The Non-QM Space
Lendmire describes itself as a brokerage built specifically around DSCR lending rather than treating investor loans as a secondary product line. The company said its business-purpose DSCR loans are now available in 40 states.
That specialization reflects a broader evolution happening inside the wholesale and non-delegated channel, where more firms are building dedicated investor-lending infrastructures around DSCR, short-term rental underwriting and cash-flow-based qualification models.
