Expanded integration combines payroll and bank-account data, giving originators earlier visibility into income, assets, and potential qualification issues
Tagged: Borrowers
The lender pairs athletes with mortgage experts to address common borrower questions, including how variable earnings affect qualification
Portfolio Intelligence tracks changes in borrowers’ liabilities after closing, helping lenders identify potential home equity and debt-consolidation business
Truework finds 85% consider refinancing important to their financial health, revealing a highly motivated but financially vulnerable future borrower pool
J.D. Power finds better digital service, fee transparency, and issue resolution are strengthening trust while homeowners face mounting financial pressure
Mortgage lenders love to tout high retention numbers. But without a common definition of recapture, the industry's favorite metric may reveal more about marketing than actual borrower retention
Study estimates well-qualified conventional borrowers are among the most likely to miss the lowest available rates, reinforcing a broader trend in mortgage shopping
A new LendingTree study found many consumers never ask for better rates or lower fees despite strong odds of success
New benchmarking tool helps lenders identify where borrowers abandon applications and how their conversion rates compare with peers
Legal battle over private listings and MLS access highlights growing competition to control the homebuyer relationship before borrowers reach a loan originator