The retail lender matched Rocket’s $845,000 ceiling as this year’s rollout began weeks earlier than it did in 2025
Tagged: Conforming Loans
Investor and DSCR loans drive the segment’s growth as conforming lending loses ground
The lender is using a specialized crypto product to bring Coinbase customers into its broader mortgage, refinance, and HELOC funnel
Purchase locks fell 12% from June as the conforming share dropped to 47.3%, extending the mortgage market’s shift toward more specialized products
June purchase locks climbed 14% year over year while non-conforming and Non-QM lending continued gaining market share, according to Optimal Blue
Non-QM loans reached 9% of lock volume in May while adjustable-rate mortgages climbed to 11% and conforming share remained below 50%
Evergreen Home Loans promoted two longtime executives, Joe Moley and Brett Evertz, to divisional manager roles, strengthening branch oversight and leadership infrastructure as the company accelerates its multi-state expansion strategy
Purchase apps still 13% higher than a year ago, despite latest weekly slide
As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically
The 5.2% increase from 2024's ceiling of $766,550 is less than 2024's 5.5%.