Tagged: Conforming Loans

June purchase locks climbed 14% year over year while non-conforming and Non-QM lending continued gaining market share, according to Optimal Blue

Non-QM loans reached 9% of lock volume in May while adjustable-rate mortgages climbed to 11% and conforming share remained below 50%

Evergreen Home Loans promoted two longtime executives, Joe Moley and Brett Evertz, to divisional manager roles, strengthening branch oversight and leadership infrastructure as the company accelerates its multi-state expansion strategy

Purchase apps still 13% higher than a year ago, despite latest weekly slide

As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically

The 5.2% increase from 2024's ceiling of $766,550 is less than 2024's 5.5%.

Early-stage origination data show homebuying continues to stagnate, even as prices fall.

This is the result of FHA's update to the baseline conforming loan limit in high-cost areas topping $1 million.