FICO 10T Tops VantageScore 4.0 In New Mortgage Study
Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption
Tagged: Credit
TransUnion Flags ‘K-Shaped’ Credit Divide As Mortgage Delinquencies Climb, Refi Activity Surges
Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom
Better Mortgage And Credit Karma Launch AI-Powered Mortgage Refinance Platform
New integration uses automation and consumer data to help borrowers find lower rates faster
Mark Jones Joins Informative Research To Scale Strategic Alliances
Fintech veteran Mark Jones joins Informative Research to lead partner strategy, strengthen mortgage and fintech relationships, and scale the company’s channel program nationwide
Mortgage Credit Score Reform Could Yield $648M In Annual Savings
A new analysis finds the FHFA’s decision to allow VantageScore in conforming mortgages could save lenders and borrowers approximately $650 million annually while expanding credit access to millions of additional consumers
Freddie Mac's Mortgage Portfolio Grows To $3.67T As Credit Performance Holds Steady
Freddie Mac’s December 2025 volume summary shows continued growth in its mortgage and investment portfolios, with credit performance remaining largely stable as the year ended
TCPA Class Action Targets Swift Home Loans Over Alleged Spam Calls And Texts
The plaintiff alleges that Swift Home Loans used trigger leads to bombard consumers with unsolicited texts and calls
HUD Curbs EPM’s FHA Underwriting In Four Jurisdictions
Equity Prime Mortgage blasts HW Media coverage as 'sensational'
Late Pays Rising for Student, Auto Loans
More of those with strong credit records have gone delinquent