New research finds affordability remains the biggest obstacle, but many future buyers also misunderstand how credit affects mortgage eligibility and pricing
Rocket adds same-business-day conditional approvals and a 12-business-day clear-to-close commitment on conventional purchase loans
To responsibly expand credit access and streamline the lending journey, the mortgage industry must look beyond the traditional credit file and embrace a multi-dimensional view of the consumer
Historical loan-level datasets covering 2013-2025 let market participants evaluate the next-generation credit model using actual GSE mortgage performance.
Interest-rate-sensitive consumers remain open to refinancing opportunities while Gen X reports the strongest affordability pressures
Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption
Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom
New integration uses automation and consumer data to help borrowers find lower rates faster
Fintech veteran Mark Jones joins Informative Research to lead partner strategy, strengthen mortgage and fintech relationships, and scale the company’s channel program nationwide
