To responsibly expand credit access and streamline the lending journey, the mortgage industry must look beyond the traditional credit file and embrace a multi-dimensional view of the consumer
Interest-rate-sensitive consumers remain open to refinancing opportunities while Gen X reports the strongest affordability pressures
Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption
Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom
New integration uses automation and consumer data to help borrowers find lower rates faster
Fintech veteran Mark Jones joins Informative Research to lead partner strategy, strengthen mortgage and fintech relationships, and scale the company’s channel program nationwide
A new analysis finds the FHFA’s decision to allow VantageScore in conforming mortgages could save lenders and borrowers approximately $650 million annually while expanding credit access to millions of additional consumers
Freddie Mac’s December 2025 volume summary shows continued growth in its mortgage and investment portfolios, with credit performance remaining largely stable as the year ended
The plaintiff alleges that Swift Home Loans used trigger leads to bombard consumers with unsolicited texts and calls
