Tagged: Credit Reports

Rocket says the updated scoring model incorporates rent, utility, and telecom payment history to create a more inclusive view of creditworthiness

Wholesale lender offers dual-score credit reports at no cost to brokers or borrowers amid growing competition around credit access and borrower acquisition tools

Rollout comes as lenders, brokers and housing professionals prepare for expanded use of VantageScore 4.0 and FICO 10T in agency mortgage workflows

Six steps loan officers can take to uncover hidden opportunities and win more cash-out refinance business

Tri-bureau visibility could help originators identify and pre-qualify underserved borrowers earlier

Move follows GSE policy shift, giving brokers visibility into both FICO and VantageScore

Cash-flow data embedded into lending platforms aims to reduce friction and expand access for nontraditional borrowers

Initial securitized loans with Freddie Mac highlight operational questions following Federal Housing Finance Agency policy shift

Equifax data shows fallout rising and score costs driving nearly half of credit report expense while VantageScore 4.0 introduces new competition

New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment