Tagged: Credit Reports

Rule removes disparate impact standard, shifting focus to intentional discrimination and redefining compliance for lenders

Calls for greater competition in credit scoring as price increases draw scrutiny

RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify

Findings show improved pre-screening could boost efficiency and first-time buyer access amid rising tri-merge costs and pricing shifts

Lenders face rising tri-merge costs, but FICO says bureau markups — not its base pricing — are driving the increase

Federal suit claims a California borrower’s credit was pulled without permission during a refinance inquiry

New pricing from major credit bureaus expected to deliver over $1 billion in industry savings

A new analysis finds that replacing the tri-merge credit reporting standard could reduce risk assessment accuracy, ultimately driving higher mortgage rates, tighter credit access, and increased uncertainty for borrowers and investors

According to an analysis of more than 600,000 U.S. renters performed by VantageScore, scores of American adult renters could become eligible for a mortgage by incorporating on-time rental payments into their credit reports

New credit decisioning offering provides actionable, data-driven insights to help accelerate approvals and assist borrowers in achieving homeownership