FHFA has finalized 2026–2028 housing goals for Fannie Mae and Freddie Mac, lowering single‑family low-income benchmarks, while keeping multifamily targets steady to balance affordability and market stability
A coalition of housing leadership organized by the J. Ronald Terwilliger Center for Housing Policy is urging Congress to enact bipartisan, comprehensive housing legislation to address the nationwide affordability crisis
How the mortgage market is gradually evolving, with renewed interest in ARMs, potential LLPA changes, shifting credit policies, and data uncertainty requiring lenders to adapt strategies across pricing, risk, and hedging
The Government Accountability Office is urging the Federal Housing Finance Agency to issue clear, written guidance on how Fannie Mae and Freddie Mac should meet fair lending requirements amid shifting oversight and increasing use of property technology
The FHFA has announced the conforming loan limit (CLL) values for mortgages Fannie Mae and Freddie Mac will acquire in 2026, as in most of the U.S., the 2026 CLL value for one-unit properties will be $832,750
With stability growing in market conditions, stronger maturity volumes, and a gradual decline in interest rates, multifamily lending activity is projected to rise in 2026
Proposal outlines a market-driven approach to enhance shareholder value, preserve mortgage affordability, and facilitate a controlled exit from conservatorship
As per the GSE's latest Selling Guide Announcement, the minimum representative credit score requirement of 620 will be removed for new loan case files created on or after November 16, 2025
Economists argue that permanent buydowns allow buyers to qualify for higher-price homes at lower rates, thus increasing buying power and allowing builders to sell more homes without having to cut prices
Former president of the GSE returns in new role after 20-plus years of leadership, bringing more than 30 years of experience in mortgage credit, finance, and capital markets to his new role as an advisor