Rep. Scott Fitzgerald's three-bill housing package would establish a statutory framework for releasing the GSEs while expanding construction lending and easing some TRID compliance requirements
VantageScore reports lower delinquencies, stable credit scores and a nine-month high in personal loan originations
CFPB frames immigration status as a potential ability-to-repay factor when future U.S.-based income is at risk
First American's ACI Sky Workbench gains verification ahead of the Nov. 2 implementation date for the GSEs' updated appraisal reporting requirements
Official rollout moves crypto-backed home financing from concept to market, testing demand among digital asset holders
MBA points to refinancing challenges and higher borrowing costs as commercial mortgage performance remains mixed
FHFA director will continue overseeing Fannie Mae and Freddie Mac while serving as acting director of national intelligence
New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment
Report highlights mortgage rates, institutional investor limits, and supply-side reforms as key levers to improve affordability
Calls for greater competition in credit scoring as price increases draw scrutiny