HUD says FHA lenders will continue using three-bureau credit reports even as the agency adopts newer scoring models aimed at increasing competition and modernizing mortgage underwriting
Mortgage leaders say supply-focused package needs revisions to avoid limiting capital for housing development
The mortgage market achieved a more balanced mix in February as purchase money loans rebounded from a disappointing January
A recent House Financial Services Committee hearing spotlighted sharp partisan divisions over HUD and FHA oversight, housing affordability, civil rights enforcement, and the agency’s direction under the Trump administration
The U.S. Senate confirmed Frank Cassidy as HUD Assistant Secretary and FHA Commissioner and Joe Gormley as Ginnie Mae president, installing two veteran housing finance leaders to advance federal mortgage market stability, access, and affordability
The bipartisan Housing Affordability Act would let the FHA use a construction-cost index instead of CPI to set loan limits
USMI says Congress should consider replacing the 2% Capital Ratio requirement with an updated stress-based, loan-level risk-weighted standard
HUD released a 2025 shutdown contingency plan for a lapse in funding on September 29
Equity Prime Mortgage blasts HW Media coverage as 'sensational'
Who gains, who loses as potential move would intensify efforts to address the problem