New research finds affordability remains the biggest obstacle, but many future buyers also misunderstand how credit affects mortgage eligibility and pricing
New study says VantageScore 4.0 scores five million more creditworthy borrowers than FICO Score 10T, expanding lending opportunities as the industry prepares for the GSE credit score transition
New implementation guide standardizes mortgage insurance data exchange, helping lenders, insurers and technology providers prepare systems for newer credit scoring models
Historical loan-level datasets covering 2013-2025 let market participants evaluate the next-generation credit model using actual GSE mortgage performance.
Adoption milestone highlights industry's transition toward multiple approved credit-scoring models
Mortgage, title, and fintech veteran brings more than 25 years of housing finance and credit analytics experience to new role
New features help lenders identify borrowers with the highest score-improvement potential as competition over mortgage credit models intensifies
Wholesale lender offers dual-score credit reports at no cost to brokers or borrowers amid growing competition around credit access and borrower acquisition tools
Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption
Initial securitized loans with Freddie Mac highlight operational questions following Federal Housing Finance Agency policy shift