Tagged: Gen Z

Many prospective refinancers carry mortgage rates above 5%, suggesting demand could accelerate if borrowing costs decline

Realtor.com says affordability challenges, limited inventory and elevated housing costs are keeping a record number of potential first-time buyers on the sidelines

Most aspiring homeowners haven’t engaged a lender as buyers increasingly rely on unconventional financing strategies

Redfin survey finds majority of homeowners upgrading current homes instead of relocating, limiting housing turnover and purchase opportunities for originators

Survey finds 67% of Gen Z adults struggle to cover housing costs as high prices and mortgage rates outpace incomes

Lender/servicer will begin recognizing eligible cryptocurrency holdings for mortgage qualification, giving originators a new way to serve asset-rich, liquidity-constrained borrowers without requiring liquidation

A new report from FirstHome IQ finds that widespread gaps in financial literacy and trust, rather than a lack of desire, are causing millennials and Gen Z to delay homeownership, with education positioned as the key to unlocking future housing demand

Why the next generation of potential buyers is choosing investment apps over mortgages — and what originators and brokers can do about it

With prices high and getting higher, homebuyers are purchasing — and hanging hopes on refi soon

Two-thirds of boomers plan to stay 10+ years or never move, squeezing supply of family-sized homes for younger buyers