Tagged: HELOCs

Prime rose to 7% while the 10-year Treasury remained near 5%, giving originators two different borrower conversations

The Non-QM specialist will underwrite and fund California loans in-house while retaining access to more than 90 wholesale lenders across its broader footprint

The proposed all-stock combination would unite Beeline’s mortgage, Non-QM, and title operations with a platform that lets homeowners sell fractional equity instead of taking out another loan

Executives point to healthy securitization demand and fresh capital for additional loan purchases during the mortgage REIT’s second-quarter earnings call

New Home Equity Gap Index estimates U.S. homeowners hold $11 trillion in available equity as some Non-QM lenders expand options for self-employed borrowers

Industry veteran to oversee third-party origination channel expansion, giving lenders access to fixed-rate HELOC infrastructure and digital origination tools

The Non-QM lender says the platform can fund in as little as five business days, giving originators another option for equity-rich borrowers reluctant to refinance

New statute reclassifies shared appreciation agreements as mortgages, signaling broader compliance, disclosure, and investor risk shifts for lenders

Fitch ratings reports increased delinquency rates across non-qualified mortgage loans

New Experian data shows rising late-stage mortgage delinquencies are signaling emerging credit stress for originators, even as HELOC performance remains relatively stable