Achieve has appointed Nectar Kalajian as managing director of Achieve Home Loans, tasking the industry veteran with launching a new third-party origination (TPO) channel for the company’s home equity line of credit (HELOC) platform.
Kalajian will lead the development and rollout of Achieve Pro, a partner-facing platform designed to give correspondent lenders and independent mortgage banks access to Achieve’s fixed-rate HELOC product, digital origination tools and underwriting infrastructure. The company expects the channel to begin purchasing loans in the third quarter of 2026, with a broader launch planned for the second half of the year.
Kalajian brings more than four decades of experience in mortgage and consumer lending, including leadership roles at Countrywide, Newrez and Finance of America Mortgage. She also co-founded Cloudvirga, a digital mortgage point-of-sale platform.
“Mortgage lenders are looking for scalable, cost-efficient ways to expand their home equity offerings while meeting the evolving needs of homeowners in today’s rate environment,” Kalajian said in the announcement.
Expanding Into TPO
Achieve Pro is positioned as a turnkey solution for lenders looking to enter or scale in the home equity space without building out their own technology stack.
The platform will provide:
- Access to a fixed-rate HELOC product with predictable borrower payments
- Integrated capital markets support backed by Achieve’s securitization track record
- A fully digital origination and underwriting experience
- Consumer insights through Achieve’s internal data and analytics platform
Achieve said homeowners are increasingly looking to tap equity without giving up low-rate first mortgages — a dynamic driving renewed demand for home equity products.
For LOs, platforms like Achieve Pro could offer a faster way to add those offerings without significant operational lift, particularly in a “higher-for-longer” rate environment.
The company said it is actively building its initial network of lender partners ahead of launch.
