Tagged: Housing Affordability

Rising housing costs and affordability pressures are making it harder for Americans to achieve homeownership

The House version softens a controversial provision aimed at large institutional investors

BMO data shows Latino borrowers increasingly pooling family resources to overcome affordability challenges and pursue long-term homeownership

Lower rates may ease financing costs, but supply shortages, rising expenses, and shifting investor behavior are redefining how lenders compete and underwrite

Mortgage leaders say supply-focused package needs revisions to avoid limiting capital for housing development

The MBA reports mortgage application payments rose to $2,070 in January, ending a seven-month affordability improvement streak, despite lower rates and stronger wage growth

In his 2026 State of the Union speech, President Trump spotlighted declining mortgage costs, and presented plans to increase housing supply and boost affordability

Redfin has found that contract fallout is climbing, as the housing market faces continued affordability pressures

A group of trade associations is urging regulators to ease mortgage-related capital requirements, arguing reforms could restore bank participation in lending, servicing, and securitization, while strengthening housing affordability

NAR reports pending home sales fell 0.8 % in January amid tight inventory, affordability challenges, and rising household costs, signaling continued caution among prospective buyers heading into spring