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Tagged: Housing Affordability

Best Purchase Markets Pair Affordability With New Construction

Des Moines and Raleigh lead Realtor.com’s metro rankings as housing supply and borrower purchasing power increasingly divide local markets

Analysis and Data
Sep 17, 2026
Rising Insurance Costs Complicate Mortgage Qualification

Homeowners who switched carriers saved $440 a year on average, giving originators another affordability variable to address early

Analysis and Data
Sep 11, 2026
Falling Home Prices Aren’t Yet Fixing The Affordability Problem

Price declines are spreading, yet mortgage rates and uneven local conditions continue to limit what buyers can afford

Analysis and Data
Sep 01, 2026
Even Stable Public-Service Careers No Longer Guarantee Homeownership

Younger teachers, health care workers, first responders, and military households can afford median-priced homes in only a fraction of major metros

Analysis and Data
Jul 31, 2026
Congress Nears Final Vote On 21st Century ROAD to Housing Act

Senate voted 87-8 to advance House-amended package, with final votes expected in coming days

Industry News
Jun 17, 2026
Housing Affordability Divide Widens As Midwest And South Pull Ahead

Realtor.com report finds states building more homes continue to outperform Northeast and Western markets on affordability

Analysis and Data
Jun 15, 2026
National Homeownership Month Highlights Challenges Facing First-Time Homebuyers

Rising housing costs and affordability pressures are making it harder for Americans to achieve homeownership

Analysis and Data
Jun 02, 2026
House Passes Amended 21st Century Road To Housing Act

The House version softens a controversial provision aimed at large institutional investors

Regulation and Compliance
May 21, 2026
Latino Homebuyers Embrace ‘Familia Mortgages’

BMO data shows Latino borrowers increasingly pooling family resources to overcome affordability challenges and pursue long-term homeownership

Diversity & Inclusion
Apr 23, 2026
Beyond Rate Relief: How Structural Affordability Pressures Are Reshaping Mortgage Lending

Lower rates may ease financing costs, but supply shortages, rising expenses, and shifting investor behavior are redefining how lenders compete and underwrite

Non-QM
Apr 01, 2026
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