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Tagged: Housing Affordability

Congress Nears Final Vote On 21st Century ROAD to Housing Act

Senate voted 87-8 to advance House-amended package, with final votes expected in coming days

Industry News
Jun 17, 2026
Housing Affordability Divide Widens As Midwest And South Pull Ahead

Realtor.com report finds states building more homes continue to outperform Northeast and Western markets on affordability

Analysis and Data
Jun 15, 2026
National Homeownership Month Highlights Challenges Facing First-Time Homebuyers

Rising housing costs and affordability pressures are making it harder for Americans to achieve homeownership

Analysis and Data
Jun 02, 2026
House Passes Amended 21st Century Road To Housing Act

The House version softens a controversial provision aimed at large institutional investors

Regulation and Compliance
May 21, 2026
Latino Homebuyers Embrace ‘Familia Mortgages’

BMO data shows Latino borrowers increasingly pooling family resources to overcome affordability challenges and pursue long-term homeownership

Diversity & Inclusion
Apr 23, 2026
Beyond Rate Relief: How Structural Affordability Pressures Are Reshaping Mortgage Lending

Lower rates may ease financing costs, but supply shortages, rising expenses, and shifting investor behavior are redefining how lenders compete and underwrite

Non-QM
Apr 01, 2026
21st Century ROAD To Housing Act Passes Senate

Mortgage leaders say supply-focused package needs revisions to avoid limiting capital for housing development

Regulation and Compliance
Mar 12, 2026
Homebuyer Affordability Slips In January As Payments Climb

The MBA reports mortgage application payments rose to $2,070 in January, ending a seven-month affordability improvement streak, despite lower rates and stronger wage growth

Analysis and Data
Feb 27, 2026
Trump Frames Housing Affordability Gains In State Of The Union

In his 2026 State of the Union speech, President Trump spotlighted declining mortgage costs, and presented plans to increase housing supply and boost affordability

Regulation and Compliance
Feb 25, 2026
More Home Buyers Walking Away From Deals Amid Economic Uncertainty

Redfin has found that contract fallout is climbing, as the housing market faces continued affordability pressures

Analysis and Data
Feb 24, 2026
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