State banking and mortgage regulators argue the OCC’s proposed escrow interest preemption rule is unlawful, would undermine state consumer protections, and shift costs from national banks onto homeowners
Major banking, credit union, and mortgage trade groups are pressing the Trump Administration for immediate regulatory changes to lower mortgage costs and ease first-time buyer affordability pressures
As rising rates and limited inventory are keeping many U.S. homeowners “locked in,” experts from the Bipartisan Policy Center explore assumable and portable mortgages as potential solutions to improve affordability and market mobility
Zillow forecasts that easing mortgage rates, slower price growth, and rising incomes will make homeownership affordable in 20 of the nation’s largest metros by 2026, the broadest improvement since 2022
A modest late-year dip in mortgage rates brought limited relief, but home affordability remains worse than historic norms nationwide
ATTOM finds affordability strains, rising foreclosures, and elevated unemployment pushing several U.S. housing markets, led by inland California counties, into heightened downturn risk in Q3
Cooling price growth and a rising months’ supply are easing affordability pressures, pushing housing affordability to its strongest level since 2022 despite conditions remaining above pre-pandemic norms
The House Financial Services Committee has passed the bipartisan Housing for the 21st Century Act, aiming to expand housing supply and improve affordability by streamlining regulations, modernizing federal programs, and increasing local flexibility
Despite record apartment construction, HUD’s 2025 report finds that severe rent burdens continue to leave roughly 8.5 million very low-income renter households with “worst case” housing needs, underscoring that affordability remains a core challenge
A bipartisan group of lawmakers has introduced the Housing for the 21st Century Act to modernize federal housing policy, reduce regulatory barriers, and increase the supply and affordability of homes nationwide