Despite ongoing affordability and labor challenges, the National Association of Home Builders forecasts modest single-family construction growth ahead, supported by easing mortgage rates and continued demand for more attainable housing options
A new Redfin analysis finds buyers now need $111,252 to afford the typical U.S. home — down 4% year-over-year — as lower mortgage rates and slower price growth begin to ease affordability pressures in most major metros
High mortgage rates, buyer hesitancy, and persistent labor and lot shortages remain the top concerns for home builders, according to a new survey from the National Association of Home Builders
A Redfin-commissioned survey finds single Americans are significantly more likely than married couples to struggle with housing costs, underscoring the financial strain of relying on a single income in today’s high-priced market
H.R. 6644, the Housing for the 21st Century Act, aims to boost supply and affordability by streamlining federal programs, modernizing regulations, and expanding financing tools to accelerate home construction nationwide
A coalition of U.S. senators is urging the CFPB to withdraw a proposed rule eliminating disparate impact enforcement under ECOA, warning it would exacerbate housing affordability challenges and restrict access to credit
Realtor.com’s 2026 rankings highlight the U.S. markets where affordability, inventory, and local amenities still offer first-time buyers a viable path to homeownership despite nationwide challenges
State banking and mortgage regulators argue the OCC’s proposed escrow interest preemption rule is unlawful, would undermine state consumer protections, and shift costs from national banks onto homeowners
Major banking, credit union, and mortgage trade groups are pressing the Trump Administration for immediate regulatory changes to lower mortgage costs and ease first-time buyer affordability pressures
As rising rates and limited inventory are keeping many U.S. homeowners “locked in,” experts from the Bipartisan Policy Center explore assumable and portable mortgages as potential solutions to improve affordability and market mobility