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Tagged: Interest Rates

Figure’s Prefunded Deal Shifts Rate Risk From Originators To Bond Investors

Originators get a locked exit in a private-credit market hungry for funding certainty

Operations
Non-QM
Jul 03, 2026
Mortgage Interest Now Exceeds Home Values For Typical Buyers

At current rates, the median homebuyer will pay more than the home's purchase price in interest over a 30-year mortgage, according to a new analysis

Analysis and Data
Jun 10, 2026
Buyers Mostly Undeterred by War — So Far

While oil prices rise and markets wobble, most buyers are still moving forward with big-ticket purchases

Analysis and Data
Mar 11, 2026
Mortgage Lending Climbs To Three-Year High As Refinance Market Reawakens

ICE Mortgage Monitor finds falling rates fuel originations, stronger servicer retention, and rising home equity withdrawals

Analysis and Data
Mar 09, 2026
Mortgage Economic Review: March 2026

February economic data shows mixed signals: interest rates and mortgage yields fall, housing sales remain soft, GDP growth slows, inflation holds near 2.5–3%, and labor markets remain steady amid ongoing global and domestic uncertainties

Analysis and Data
Mar 03, 2026
Shift In The Lock-In Era: Share Of Mortgages Above 6% Surpasses Those Below 3%

For the first time, mortgages with rates above 6% now outnumber sub-3% loans, signaling a gradual reset of the pandemic-era lock-in market

Analysis and Data
Jan 21, 2026
Fed Rates Slashed For Third Consecutive Meeting

The Federal Reserve delivered its third rate cut of 2025 by lowering the federal funds rate another 0.25 points, sparking mixed views within the FOMC

Analysis and Data
Industry News
Dec 10, 2025
Lock-In Effect Eases, Borrowers Adjust To Higher Rates

About 1 in 5 mortgages have a 6% rate or higher

Analysis and Data
Sep 29, 2025
What’s Holding Back The Resale Sector?

Lower rates and improving affordability are pulling some buyers back into the market

Analysis and Data
Sep 25, 2025
Fannie Mae Revises Rate Outlook

Six percent is considered by many to be the rate that will awaken the market from its current doldrums.

Analysis and Data
Sep 23, 2025
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