Prime rose to 7% while the 10-year Treasury remained near 5%, giving originators two different borrower conversations
Tagged: Interest Rates
Originators get a locked exit in a private-credit market hungry for funding certainty
At current rates, the median homebuyer will pay more than the home's purchase price in interest over a 30-year mortgage, according to a new analysis
While oil prices rise and markets wobble, most buyers are still moving forward with big-ticket purchases
ICE Mortgage Monitor finds falling rates fuel originations, stronger servicer retention, and rising home equity withdrawals
February economic data shows mixed signals: interest rates and mortgage yields fall, housing sales remain soft, GDP growth slows, inflation holds near 2.5–3%, and labor markets remain steady amid ongoing global and domestic uncertainties
For the first time, mortgages with rates above 6% now outnumber sub-3% loans, signaling a gradual reset of the pandemic-era lock-in market
The Federal Reserve delivered its third rate cut of 2025 by lowering the federal funds rate another 0.25 points, sparking mixed views within the FOMC
About 1 in 5 mortgages have a 6% rate or higher
Lower rates and improving affordability are pulling some buyers back into the market