The mortgage giants recorded a combined $1.94 billion in third-quarter provisions, with higher projected rates extending credit exposure and signs of stress emerging among newer loans
ICE and Auction.com data reveal a growing concentration of recent mortgage vintages in foreclosure activity, with government-backed borrowers facing additional equity pressures
ICE data shows 574,000 mortgages were at least 90 days past due in August, while early-stage delinquencies remained below year-ago levels
Some 320,000 homeowners are both underwater and behind on their payments — nearly twice as many as a year ago — even as mortgage-holder equity approaches $18 trillion
MBA points to refinancing challenges and higher borrowing costs as commercial mortgage performance remains mixed
ICE data shows overall mortgage performance remained stable in April, but late-stage delinquencies and foreclosure inventory continued rising above year-ago levels
Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom
Rates rise across key property types, with CMBS and office exposure driving risk into 2026
A new report from ATTOM shows vacancy and zombie foreclosure rates remain low nationwide, highlighting strong homeowner equity, limited property abandonment, and continued housing supply constraints despite ongoing foreclosure activity
TransUnion forecasts mortgage originations will continue rising through 2026, as easing rates, improving affordability, and strong consumer demand support purchase activity and a gradual refinance recovery