From FHA delinquencies to high refi potential — but low retention rates — ICE analysts outline housing market’s complexities
Tagged: mortgage delinquency
Single-family business up more than 10% YoY, with notable increase in refi share
Prepayments spike, foreclosure activity up, inventory closing gap to pre-pandemic levels, HELOC opportunities growing, and more
ICE's April 2025 ‘First Look’ reveals year-over-year increases in serious delinquencies and VA foreclosure sales
More of those with strong credit records have gone delinquent
Mortgage debt is the primary driver behind rising credit balances
Zombie foreclosures are down nationwide, but some pockets refuse to rest
The GSE warns of potential for weaker credit performance as economic, home price gains slow.
Conventional delinquency rates remain historically low while FHA and VA delinquency rates grow
Default risk on purchase loans match default risk on refinances for the first time since 2021, per new Milliman research