Tagged: Refinance

Mortgage lender reports higher loan production and revenue in 2025, driven by a surge in refinance activity and expanding servicing scale

Mortgage delinquencies nationwide rose to 4.26% in Q4 2025, with FHA loans driving the increase amid expiring relief measures and uneven labor market conditions

As Texas homebuyers and homeowners adjusted to shifting interest rates, regulators are turning their attention to a new challenge: governing the rise of artificial intelligence in mortgage lending

At the New England Mortgage Expo, lenders weigh how artificial intelligence is reshaping sales, operations, and the future of lending

Wells Fargo’s fourth-quarter mortgage originations climbed to $7.5 billion, signaling stabilizing home financing demand, despite a cautious housing market and shifting rate environment

Lower mortgage rates fueled a sharp rebound in refinance demand and lifted purchase activity nearly 30%, according to MBA’s latest Weekly Applications Survey

Non-QM lending closed 2025 with record momentum, capturing more than 9% of total lock volume as investor demand and alternative credit programs continued to reshape origination strategies

Nearly nine out of 10 mortgage brokers expect business growth in 2026, driven by refis, first-time buyers, and Non-QM loans, despite ongoing concerns about interest rates, housing prices, and economic conditions

A new Hometap survey finds that homeowners across generations view traditional home equity products as inflexible, outdated, and poorly aligned with their financial needs, driving rising demand for more adaptable, consumer-focused financing alternatives

Michael Haltman of Hallmark Abstract Service examines some of the reasons why nearly half of all refi apps are being rejected