Nearly nine out of 10 mortgage brokers expect business growth in 2026, driven by refis, first-time buyers, and Non-QM loans, despite ongoing concerns about interest rates, housing prices, and economic conditions
A new Hometap survey finds that homeowners across generations view traditional home equity products as inflexible, outdated, and poorly aligned with their financial needs, driving rising demand for more adaptable, consumer-focused financing alternatives
Michael Haltman of Hallmark Abstract Service examines some of the reasons why nearly half of all refi apps are being rejected
New data reveals that fraud and forgery are becoming more common and more costly in refinance transactions, compared to purchase transactions
Originators today are adapting to a shift in the marketplace, where they not only cannot sit around waiting for the phone to ring, but must venture out and pursue prospective borrowers
A combination of the recent easing in mortgage rates that has begun to open the refinance window for many borrowers, and homeowners with record amounts of equity, are trends driving opportunities for borrowers to leverage refis and equity products
The plaintiff alleges that Swift Home Loans used trigger leads to bombard consumers with unsolicited texts and calls
About 1 in 5 mortgages have a 6% rate or higher
The Mr. Cooper acquisition is expected to close in the fourth quarter of 2025
Refinances rose to 26% of originations last month, though purchase activity is beginning typical seasonal decline