UWM Launches New Pricing Incentives For Brokers And Borrowers – NMP
Wholesale

UWM Launches New Pricing Incentives For Brokers And Borrowers

Mar 04, 2026
UWM Launches New Pricing Incentives
Eric Peck
Managing Editor

United Wholesale Mortgage has introduced a limited-time 75-basis-point refi incentive and a $600 appraisal credit for purchase loans to support brokers and reduce borrower costs

Michigan-based wholesale mortgage originator United Wholesale Mortgage (UWM) has announced a new set of limited-time pricing incentives aimed at expanding borrower savings and supporting mortgage brokers’ market activity.

UWM is offering a 75-basis-point pricing incentive on eligible conventional and government refinance loans, alongside a $600 appraisal credit for qualified conventional and government purchase loans, the company said in a media alert.

The 75 bps incentive is available on new locks through March, providing borrowers and brokers with lower effective costs on refinancing transactions in a competitive rate environment.

The $600 appraisal credit applies to new purchase loan locks through April, a move the company says is designed to help reduce upfront costs for homebuyers and encourage purchase activity through the spring market.

Earlier this year, in order to celebrate its 40th anniversary, UWM offered a 40-basis point pricing incentive to its broker partners through the end of February.

UWM is building upon a solid close to 2025, as UWM Holdings Corporation (UWMC), the publicly traded indirect parent of UWM, recently reported an increase in loan production and revenue for full-year 2025, having originated $163.4 billion in mortgage loans, up from $139.4 billion in 2024. Fourth-quarter production reached $49.6 billion, marking the company’s largest quarterly origination volume since 2021.

United Wholesale Mortgage (UWM)
Refinance
Mat Ishbia
Conventional Mortgages
About the author
Eric Peck
Managing Editor
NMP Managing Editor Eric C. Peck has 25-plus years’ experience covering the mortgage industry. He graduated from the New York Institute of Technology, where he received his B.A. in Communication Arts/Media. After graduating, he…
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Published
Mar 04, 2026
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