USDA Streamlines Rural Housing Loans, Grants Lenders More Authority
Delegated underwriting and new borrower portal aim to speed closings, reduce friction, and expand access to credit without changing program rules
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Tagged: USDA loans
Rural Housing Markets Feeling The Squeeze
Rural homebuyers need to earn at least $75,000 to afford the typical home, up from $36,000 before the pandemic, with the median home sale price in rural areas up 61% from before the pandemic
HUD Blames 'Radical Left' For The Government Shutdown
HUD released a 2025 shutdown contingency plan for a lapse in funding on September 29
Oct 03, 2025
Mortgage Applications Up Nearly 30% As Rates Hit Year Low
Refis jump almost 60%; ARM share climbs to highest since 2008
Sep 17, 2025
Refis Mount As Non-QM Climbs To Nearly Six Times Its Share In 2020
Refinances rose to 26% of originations last month, though purchase activity is beginning typical seasonal decline
‘Strongest Week Of Borrower Demand Since 2022’ As Rates Drop To 11-Month Low
Purchase and refinance applications jump; refis account for nearly half of all activity
Sep 10, 2025
Rate Decline ‘Not Enough To Spark’ More Purchase Activity
Though overall applications fell, refis edged higher on lower FHA and VA rates
Purchase Activity Gains Momentum As Buyers Step In
Mortgage applications slip overall as refinances cool, but loan size hits two-month high
Aug 27, 2025
Mortgage Applications Slip As Rates Edge Up; VA Loans Lead Decline
Refi share eases, FHA refinances gain ground while purchase activity holds steady
Mortgage Applications Surge On Rate Drop, Refinance Activity Reaches April High
Refi apps claim largest portion in months as ARMs see 25% spike