Scoring Costs Spiral ‘Out of Control’
During a panel discussion at the MBA Annual Conference, a slate of experts focused on trends in credit scoring, and how recent pricing changes are impacting the mortgage space
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Tagged: VantageScore
FICO’s Direct License Program Shakes Up Mortgage Credit Scoring
But industry watchers say 'bureaus hold the cards'
Oct 02, 2025
More Renters Self-Reporting Payments As FHFA Opens Pathway To Homeownership
TransUnion finds renters increasingly turning to third-party tools to boost credit profiles
Sep 11, 2025
‘Great Credit Score War’ Heats Up
Study finds VantageScore 4.0’s edges over Classic FICO ‘overstated’ or incorrect; VantageScore brushes findings aside
Sep 10, 2025
New Salvo in Credit Score Wars
VantageScore claims its 4.0 model beats FICO Classic across varying economic environments
FICO Fires Back: White Paper Argues FICO Score 10 T Outshines VantageScore 4.0
FICO claims its latest credit score identifies more risky borrowers, better serves lenders
Jul 17, 2025
Some Question Lenders’ And Others’ Readiness To Use VantageScore 4.0
Following FHFA announcement Tuesday, doubts arise regarding potential changes that may be needed to move to VantageScore credit scoring
Fannie, Freddie Now Allow Lenders To Use VantageScore 4.0
Lenders will keep tri-merge credit scoring model; what this shift means
VantageScore Use In Mortgage Originations Up, Though Use By GSEs Falls
Company marks record credit scoring usage spike, with 55% overall increase in 2024
New VantageScore Credit Model Aims To Boost Predictive Performance
Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices
Apr 22, 2025