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Tagged: VantageScore

VantageScore Study Highlights Lower Costs As FICO Pricing Pressure Mounts

Findings show improved pre-screening could boost efficiency and first-time buyer access amid rising tri-merge costs and pricing shifts

Analysis and Data
Apr 06, 2026
FICO Called Out For Hefty Price Hikes, Pushes Back On Tri-Merge Cost Blame

Lenders face rising tri-merge costs, but FICO says bureau markups — not its base pricing — are driving the increase

Operations
Apr 06, 2026
Equifax, TransUnion Slash VantageScore 4.0 Mortgage Credit Score Pricing

New pricing from major credit bureaus expected to deliver over $1 billion in industry savings

Industry News
Mar 10, 2026
Mortgage Credit Score Reform Could Yield $648M In Annual Savings

A new analysis finds the FHFA’s decision to allow VantageScore in conforming mortgages could save lenders and borrowers approximately $650 million annually while expanding credit access to millions of additional consumers

Analysis and Data
Opinion
Feb 26, 2026
Millions More Would Be Mortgage-Ready If Their Rental Payments Were Reported

According to an analysis of more than 600,000 U.S. renters performed by VantageScore, scores of American adult renters could become eligible for a mortgage by incorporating on-time rental payments into their credit reports

Direct
Nov 05, 2025
Scoring Costs Spiral ‘Out of Control’

During a panel discussion at the MBA Annual Conference, a slate of experts focused on trends in credit scoring, and how recent pricing changes are impacting the mortgage space

Operations
Oct 21, 2025
FICO’s Direct License Program Shakes Up Mortgage Credit Scoring

But industry watchers say 'bureaus hold the cards'

Regulation and Compliance
Oct 02, 2025
More Renters Self-Reporting Payments As FHFA Opens Pathway To Homeownership

TransUnion finds renters increasingly turning to third-party tools to boost credit profiles

Analysis and Data
Sep 11, 2025
‘Great Credit Score War’ Heats Up

Study finds VantageScore 4.0’s edges over Classic FICO ‘overstated’ or incorrect; VantageScore brushes findings aside

Industry News
Sep 10, 2025
New Salvo in Credit Score Wars

VantageScore claims its 4.0 model beats FICO Classic across varying economic environments

Analysis and Data
Industry News
Aug 20, 2025
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FHAs Foreclosure Reckoning
Breaking Barriers
Beyond Barriers
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