FICO Fires Back: White Paper Argues FICO Score 10 T Outshines VantageScore 4.0
FICO claims its latest credit score identifies more risky borrowers, better serves lenders
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Tagged: VantageScore
Some Question Lenders’ And Others’ Readiness To Use VantageScore 4.0
Following FHFA announcement Tuesday, doubts arise regarding potential changes that may be needed to move to VantageScore credit scoring
Fannie, Freddie Now Allow Lenders To Use VantageScore 4.0
Lenders will keep tri-merge credit scoring model; what this shift means
VantageScore Use In Mortgage Originations Up, Though Use By GSEs Falls
Company marks record credit scoring usage spike, with 55% overall increase in 2024
New VantageScore Credit Model Aims To Boost Predictive Performance
Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices
Apr 22, 2025
Late Pays Rising for Student, Auto Loans
More of those with strong credit records have gone delinquent
Mar 27, 2025
Consumer Credit Delinquencies Hit Five-Year High
Mortgage debt is the primary driver behind rising credit balances
Feb 28, 2025
Signs Point To Consumer Spending Slowdown
Borrowers pay down mortgage debt in December, shy away from buying new homes, analysis finds
Jan 28, 2025
High-Income Borrowers Feeling The Credit Crunch
"White-collar consumers" experiencing financial strain, compounded by ongoing slump in white-collar employment.
Nov 26, 2024
Credit Delinquencies Rise, New Lending Slows
VantageScore provides the final snapshot of consumer credit health before the U.S. elections
Oct 30, 2024