MyFreeScoreNow Expands Credit Access For Borrowers Without SSNs
Tri-bureau visibility could help originators identify and pre-qualify underserved borrowers earlier
Image
Czarinna Andres
Managing Editor
Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today’s mortgage and housing finance landscape. She brings a background in journalism and media, with experience overseeing both print and digital publications across regional markets in New York and Connecticut.
Prior to joining NMP, she served as editor-in-chief for community newspapers, where she managed newsroom operations and led coverage of local government, real estate, and economic development.
All Articles
488 results
UWM Takes Fight Directly To Shareholders With $12 Bid For Two Harbors
Open letter escalates weeks-long deal battle, challenges board actions, and raises stakes for MSR-driven M&A
May 01, 2026
HUD Equal Access Rewrite Could Reshape Borrower Pipeline And Add Compliance Risk
Proposed rollback of gender identity protections may ripple into FHA lending, documentation stability, and fair lending exposure
Apr 30, 2026
Homeowners Insurance Premiums Jump 64% Since 2021
Newrez analysis of 1.2M loans shows costs topping $2,600 nationally, with regional disparities and new pressure points for borrower affordability
Apr 30, 2026
UWM Rolls Out Dual-Score Option With VantageScore
Move follows GSE policy shift, giving brokers visibility into both FICO and VantageScore
Apr 30, 2026
Fed Holds Rates Steady As Powell Era Ends
Deep divisions inside the Fed and a murky rate outlook could keep mortgage pricing volatile and borrower urgency uneven
Apr 30, 2026
MeridianLink, Plaid Integration Targets Faster Income Verification Workflows
Cash-flow data embedded into lending platforms aims to reduce friction and expand access for nontraditional borrowers
Apr 30, 2026
CrossCountry Raises Two Harbors Bid To $11.30 Per Share In Amended Deal
Revised all-cash offer tops prior $10.80 agreement, reinforces servicing strategy as UWM competition lingers
Apr 29, 2026
FHA, USDA Lending Opens Up After HUD Scraps Energy Standards Rule
MBA backs move, warning prior policy raised construction costs and restricted financing for new homes
Apr 29, 2026
Newrez Pilot Offers Early Test Case As GSEs Open Door To VantageScore 4.0, FICO 10T
Initial securitized loans with Freddie Mac highlight operational questions following Federal Housing Finance Agency policy shift
Apr 28, 2026