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Czarinna Andres

Czarinna Andres

Managing Editor

Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today’s mortgage and housing finance landscape. She brings a background in journalism and media, with experience overseeing both print and digital publications across regional markets in New York and Connecticut.

Prior to joining NMP, she served as editor-in-chief for community newspapers, where she managed newsroom operations and led coverage of local government, real estate, and economic development.

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488 results
Proposed Citizenship Law Could Cut ITIN And Foreign National Borrowers Off From Bank Accounts

Proposed legislation would require banks to verify customers’ legal status, raising potential onboarding questions for lenders if enacted

Income Stability Is Quietly Rewriting Mortgage Pull-Through

New data from Truework shows verification friction and income consistency are increasingly determining which loans make it to closing, shifting risk earlier in the pipeline

Apr 28, 2026
Commercial Delinquencies Tick Higher In Q1

Rates rise across key property types, with CMBS and office exposure driving risk into 2026

Apr 28, 2026
What The OpenAI Trial Means For Mortgage Lenders

Battle between Elon Musk and Sam Altman highlights risks around control, data, and incentives as lenders deepen reliance on AI tools

Apr 28, 2026
NAMB Partners With Chenoa Fund To Expand Down Payment Assistance Access

Collaboration focuses on equipping brokers with tools and training to reach first-time and underserved borrowers

Apr 28, 2026
Total Expert Introduces Customer IQ As Lenders Expand Use Of AI In Borrower Engagement

New platform focuses on identifying borrower intent and supporting real-time outreach, with implications for recapture and conversion

Apr 27, 2026
Where High-Income Borrowers Can Buy Faster

Midwest markets lead in doctor home affordability, with purchase timelines as low as 1–2 years versus 11+ in high-cost states

Apr 27, 2026
Home Sale Profits Drop Below 45%, Pressuring Move-Up Buyers And Concessions

Lower home sale returns are reshaping borrower equity, concessions, and transaction stability across U.S. markets

Apr 27, 2026
Christopher Griffith Joins NEXA Lending As EVP Of VA Growth And Strategy

Former Be My Neighbor co-founder and Vetted VA advocate will scale VA lending at NEXA as the brokerage already outpaces the market with 11.5% of production in VA loans

Apr 27, 2026
Real Brokerage To Acquire RE/MAX Holdings In $880M Deal

Combination of The Real Brokerage and RE/MAX brings together 180,000 agents and a nationwide Motto Mortgage platform

Apr 27, 2026