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Czarinna Andres

Czarinna Andres

Managing Editor

Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today’s mortgage and housing finance landscape. She brings a background in journalism and media, with experience overseeing both print and digital publications across regional markets in New York and Connecticut.

Prior to joining NMP, she served as editor-in-chief for community newspapers, where she managed newsroom operations and led coverage of local government, real estate, and economic development.

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485 results
Builders Shrink Homes, But Affordability Keeps Slipping

New homes sold in 2025 were nearly 12% smaller than a decade earlier, while their average price per square foot climbed 72%

MISMO Gives Lenders A New Test For Mortgage AI Vendors

Two certifications move the industry’s FRAME initiative from governance guidance toward product-level validation and implementation

Better Turns Coinbase Partnership Into A Mortgage-Lead Channel

The lender is using a specialized crypto product to bring Coinbase customers into its broader mortgage, refinance, and HELOC funnel

Aug 27, 2026
One Owner, Two GSEs: Would Fannie And Freddie Still Compete?

Oksenholt Capital says shared infrastructure could lower costs without weakening competition, but mortgage bankers have warned that common ownership could reduce lender choice, innovation, and market resilience

Prosperity To Retain MSRs On 40% Of Agency-Eligible Originations

The HomeServices lender will begin with nearly 5,000 Fannie Mae- and Freddie Mac-eligible loans, using a white-labeled subservicer while keeping the customer relationship and future mortgage opportunities inside its network

FirstClose Brings Home Equity Workflow Into MeridianLink Mortgage

The integration reflects lenders’ growing push to originate second liens within mortgage divisions rather than separate consumer-lending operations

Aug 26, 2026
Better’s $15 Million Offer To Garg Complicates Its Case Against Him

The mortgage lender portrayed its founder as unfit to lead, but Garg says it offered him a lucrative advisory role three days after firing him

Aug 26, 2026
New-Home Sales Tumble, Giving Buyers More Leverage With Builders

Sales fell 10.5% in July as inventory climbed, leaving builders increasingly dependent on price cuts, mortgage-rate buydowns, and other incentives

Aug 26, 2026
Stable Credit Scores Mask Growing Mortgage Affordability Divide

Average payments for first-time buyers have climbed 57% since 2019, while serious delinquency is becoming concentrated among lower-scoring borrowers

Aug 25, 2026
Dark Matter Moves Document Checks To The Point Of Sale

New Aiva Intelligence capability gives borrowers immediate feedback on uploaded documents, aiming to resolve problems before they become downstream conditions

Aug 24, 2026