Analysis and Data

Economists predict calming inflation could prompt Federal Reserve to consider cutting interest rates, offering relief to loan originators and homebuyers.

MBA report indicates $1,015 loss per loan in Q3; servicing rights keep the lights on

A significant income increase required as housing affordability erodes. First-time buyers regain footing in the market.

CoreLogic's Home Price Index reveals robust growth of 4.5% in September; Northeast leads the surge.

Mortgage market experts weigh in on Moody's decision, highlighting complexities in debt rating and potential impacts on long-term mortgage rates amidst Congressional gridlock and unsustainable fiscal paths.

Optimal Blue Mortgage Market Indices report reveals significant increases, alters borrowing trends.

Inadequate supply of homes, discriminatory practices, and economic disparities continue to hinder Black homeownership.

High household debt and rising costs of living keep housing market stagnant despite rate decline.

Early-stage delinquencies rise according to MBA's report, while foreclosure starts stay low, suggesting resilience in the housing market despite concerns over increasing unemployment rates.

Elevated interest rates drive down borrowing activity, while home equity provides relief amidst rising delinquencies.