Analysis and Data

Buyer-seller standoff, weak demand, and regional splits define early-year housing conditions

Rocket Mortgage data shows a gap shaping homebuying decisions

Affordability improves modestly but remains stretched as rising supply and steady prices reshape the purchase market for originators

New CFPB mortgage data shows divergence in loan volume vs. unit share, signaling shifting borrower mix and strategy

Pending sales hit a five-year March high in Zillow report as rate volatility creates both opportunity and risk for mortgage originators

Findings show improved pre-screening could boost efficiency and first-time buyer access amid rising tri-merge costs and pricing shifts

Record pipeline of 90,000+ units and looming office loan maturities reshape urban housing supply while opening construction and adaptive reuse financing opportunities for lenders

As April begins, hesitant borrowers and mixed rate forecasts are forcing originators to prioritize execution over lead volume

Investors purchased nearly one-third of all houses sold in the fourth quarter of 2025, but sold more properties than they acquired

Income growth and home price moderation are improving buying power, though rate pressure keeps demand fragile