Analysis and Data

Job Security Fears Drive More U.S. Workers To Delay Or Cancel Major Purchases

Only 55% of workers said they have an emergency fund to cover monthly rent or mortgage payments in a financial crisis

Analysis and Data
IMBs Post Net Production Profits In 2025 As Revenue Rises, Costs Decline

MBA data shows $443 per-loan profit, with performance improving through midyear before compressing in Q4

Analysis and Data
Homebuyers Stretch Budgets To The Breaking Point As Payment Risks Climb

ServiceLink report finds more than 70% went over budget as younger buyers face strain, highlighting gaps and opportunities for loan officers

Analysis and Data
New-Home Mortgage Applications Climb 11% Year Over Year In March

New-home mortgage demand rose 11% year over year and surged month over month, signaling continued resilience in builder-driven supply even as rates remain volatile

Analysis and Data
Rising U.S. Debt Could Keep Mortgage Rates Higher For Longer

New analysis from Realtor.com suggests federal borrowing may limit rate relief and extend affordability pressure

Analysis and Data
Purchase Demand Drives Lock Volume Higher Even As Rates Rise

Optimal Blue data shows purchase activity carrying the market while refinance volume turns more selective

Analysis and Data
First-Time Homebuyers Share In Texas Remains Near Record Low

Texas Realtors report shows aging buyer pool, rising all-cash purchases, and widespread price cuts among sellers in 2025

Analysis and Data
KeyBank Poll Points To Longer Homebuying Runway, Earlier Borrower Engagement

Lender-backed survey finds 25% say homeownership feels out of reach as affordability pressures reshape buyer timelines

Analysis and Data
Home Price Cuts Hit Record Levels As Sellers Slash $41K On Average

Redfin data shows rising inventory and hesitant buyers are driving deeper price reductions, reshaping negotiation dynamics and deal flow for loan originators

Analysis and Data
Harbinger Of Bankruptcies To Come

LegalShield data shows foreclosure inquiries up 20% year over year as borrowers shift from research to action, signaling potential rise in filings

Analysis and Data