Analysis and Data

Rising stale inventory and longer days on market signal weaker demand, fewer originations, and increased pricing pressure for loan officers

Survey finds experienced agents frustrated with Zillow, MLS systems, and pocket listings, while most report little change in commissions post-NAR settlement

Applications fall double digits as rising rates limit refi opportunities and slow purchase demand

A recent report shows large banks trail non-banks in serving Latino borrowers, highlighting shifts in lending distribution across the state

Data shows short-term borrowers positioned to benefit as refinance window remains likely

Redfin report highlights growing imbalance as supply outpaces demand in 2026 housing market

Slow sales, falling rates, and rising supply shift housing market power to buyers

Pending home sales edge higher and builders cut prices, but rising foreclosure filings and affordability pressures signal growing strain for homeowners and originators

Mortgage AI showed stronger performance than a general-purpose model in a new benchmark, particularly in underwriting accuracy and compliance checks

Lenders seek to serve early-career physicians with strong earning potential but unconventional underwriting profiles.