Analysis and Data

With new home listings falling 15% annually, sellers are reluctant to list their homes as they have begun to see prices come down.

Zillow says today's ARM borrowers have higher incomes, place larger down payments.

Weekly increase continues up-and-down trend of summer.

Affordability conditions improved modestly in most of the country in July.

Refinance lending fall 36% quarterly as total loans decreased another 13%.

Pending home sales fell 1% in July, the second straight monthly decline and eighth in nine months.

Remain at 22-year low as refinancing applications continue to decline.

The national foreclosure rate remained just above the record low set in May.

Sales fell 12.6% from June, but are down nearly 30% YOY as affordability continues to shrink.

Mortgage brokers, originators, and loan officers dealing with business being down.