Analysis and Data

Refinances rose to 26% of originations last month, though purchase activity is beginning typical seasonal decline

Purchase and refinance applications jump; refis account for nearly half of all activity

Lower rates and stable prices could restore balance by 2030, but affordability gains will vary widely

Doing the math on when refinancing truly makes sense — and LOs and brokers can help

Analysts see stable loan performance and softening rates, while insurance costs rising and inventory stalling

loanDepot shares surge nearly 33% after Citron Research claims the lender's servicing business is undervalued

How LOs and brokers should prepare for possible changes

High costs, softening returns drive real estate investors to purchase fewest houses since 2020 this past spring

Why vacation and second homes across the nation are taking a hit

Though overall applications fell, refis edged higher on lower FHA and VA rates