Analysis and Data

An analysis of two million loans shows that improving credit scores and increasing downpayments are offsetting market factors in a high-rate environment, resulting in savings for borrowers

Studies find that there are currently 36.7% more home sellers in the market than buyers — a near-record gap, which is good news for buyers who have an opportunity to negotiate and ask for concessions

MBA economists forecast that macro-economic headwinds, such as higher unemployment and rising inflation, will impact the pace of originations in 2026

Recent data from the MBA finds that new single-family home sales were running at a seasonally adjusted annual rate of 680,000 units in September 2025

A growing share of the nation’s homebuyers are more inclined to pay all-cash, as they look to avoid high payments with mortgage rates still hovering above the 6% mark

As the mortgage rate market improves, MBA economists forecast headwinds such as tariffs and inflation may keep rates above the 6% mark and potential buyers on the sidelines for the foreseeable future

A new study examines the ideal time of year for home shoppers to take advantage of the best bargains, especially first-time buyers who are not burdened with having to sell their current home

Despite affordability challenges, a new poll found that two-thirds of Gen Z respondents view homeownership as a lifetime goal, as they plot to make their first or next home purchase in the next six years

Life-events such as marriage, expanding families, job changes, and divorce are factoring into the housing market’s recovery on the road back to normalcy

As more homeowners stay put, they are tapping into equity products to ensure stability and build financial confidence