Analysis and Data

Monthly gains led by the South point to improving supply conditions, but affordability pressures and rate volatility continue to shape the spring housing market

Seasonal momentum builds as spring market begins, though supply remains constrained year over year

Bank repossessions jump 45% year-over-year while industry voices warn the wave is just getting started

Redfin survey finds majority of homeowners upgrading current homes instead of relocating, limiting housing turnover and purchase opportunities for originators

Monthly savings gap is delaying purchase activity but building future borrower demand

Redfin data shows localized, high-income demand accelerating while much of the U.S. market remains constrained

Only 55% of workers said they have an emergency fund to cover monthly rent or mortgage payments in a financial crisis

MBA data shows $443 per-loan profit, with performance improving through midyear before compressing in Q4

ServiceLink report finds more than 70% went over budget as younger buyers face strain, highlighting gaps and opportunities for loan officers

New-home mortgage demand rose 11% year over year and surged month over month, signaling continued resilience in builder-driven supply even as rates remain volatile